How long you work with a financial adviser will depend a lot on your goals, financial situation and the kind of support you need. At Integritas, we often recommend a longer-term relationship as this approach maximises the value we can bring to your financial well-being by enabling us to gain a much deeper understanding of your circumstances.
It’s not just about setting up an initial plan, but also about evolving that plan as inevitable changes in circumstance happen throughout your life. An adviser can adjust your strategy in response to shifts in markets and tax laws, as well as personal circumstances should you want to start a business, start planning for retirement or manage an inheritance or other windfall.
The longer you collaborate with your adviser, the more trust you can build and the easier it is to refine your financial strategy according to your unique needs. We focus on providing ongoing support rather than one-off advice here at Integritas, with this method ensuring your financial plan remains dynamic and aligned with your goals through whatever ups and downs life has in store.
Here we explain our approach in finer detail so you can get a better picture of how a long-term financial adviser partnership can benefit you.
Learning Along The Way
A key benefit of a lasting partnership is the knowledge that you personally gain over time. Significant time working with an adviser allows you to develop a clearer understanding of how investments, pensions and other financial tools work.
This gradual empowerment will eventually give you the confidence to take more control of your finances in the future if you choose to reduce your reliance on professional advice.
Shorter-Term Engagements?
Shorter-term engagements can work for specific needs, such as choosing the right mortgage or setting up a pension. However, these arrangements may not deliver the same comprehensive benefits as a long-term relationship.
Financial planning is rarely static, and short-term advice might address immediate concerns while failing to explore longer-term opportunities.
The Integritas Approach
At Integritas, we prefer to prioritise long-term value over short-term gains. We don’t rely on large initial fees for single pieces of advice, but instead aim to build enduring partnerships that focus on consistent progress and financial growth.
This philosophy ensures we’re always working in your best interest, helping you achieve and maintain stability over time.
How To Decide
Ultimately, the choice is always yours, so ask yourself if you want guidance through a specific challenge, or are looking for a more comprehensive, ongoing partnership. Whatever your decision, as your financial adviser our role is to provide clarity, strategies and actionable advice tailored to your unique needs.
By considering a long-term commitment, you give yourself the best chance to create a financial plan that grows and adapts alongside you.
If you want to learn more about the benefits of developing a long-term partnership with a financial adviser, get in touch with Integritas Financial Planners today by clicking here.
