Integritas Financial Planners - Blog

The current government tops up pension contributions through tax relief rates, with the amount received equal tothe income tax paid. However, this process looks to be overhauled as the Treasury launches a new consultationscheme developed...

A lot of people don't pay much attention to their pension. We know that we've got one and we assume that that's enough. This is a big mistake. While having any sort of pension is a good first step, there are many ways to make your...

Setting achievable goals is the key to motivation, and planning a successful retirement is no different. Vague objectives like “I want a comfortable retirement” or “I want to enjoy myself” make it impossible to know if you’re succeeding....

With savings rates at an all-time low, investing your money is the only way to make it grow. Of course, investing is far more complex than saving. The rewards can be much higher but the risks are also greater. Although there is an element...

Making a Will is a vital part of adult life, but a surprising number of people neglect to do it. A recent study found that 31 million UK adults haven't made a Will. This means that nearly half the population are currently at risk of dying...

When it comes to saving for retirement, there is often a debate about the best investment vehicle for your money. Pensions and ISAs (Individual Savings Accounts), offer the opportunity for considerable growth over time. They both offer a...

August is not normally a time the housing market thrives, with the summer rush done and most people too busy jet setting or entertaining the kids to spend the time moving. Due to COVID-19 however, with many unable to travel on their...

Could you name me one person who may want to trade jobs with the chancellor, Rishi Sunak right now? Not only has he got to dig us out of

We all want to be able to enjoy a secure financial future. So what are the keys to financial success in your later life? There are three important pillars behind your strategy here: 1. Start as early as you can2. Understand your goals and...

A massive area overlooked by many is the ability to buy back missed years (contributions) to the State Pension. Request A Consultation Here If you have not paid National Insurance for a period of time, you may find that gaps start to...