Integritas Financial Planners - Blog

Britain’s millennial generation, those born since 1981, have suffered a bigger reversal in financial fortunesthan their Baby Boomer counterparts over the past few years than ever before.* In the Baby Boomer heyday, fullemployment seemed...

Your pension is a key part of planning for later life. By giving you a source of income when you are no longer able to work, a pension gives you the security to make the most of your later years. Most people will have a pension of one form...

We are living in extraordinary times right now. Amid a global pandemic, many people are concerned about theiraffairs and whether they have made a Will. Nearly 6 out of every 10 adults in the UK have not made a Will*, althoughthe...

No-one was able to predict the recent pandemic and the impact it would have on everyone’s lives. It has forcedmany to activate Plan B when it comes to financial plans, pushing some into early retirement to maximise themost of their...

The current government tops up pension contributions through tax relief rates, with the amount received equal tothe income tax paid. However, this process looks to be overhauled as the Treasury launches a new consultationscheme developed...

A lot of people don't pay much attention to their pension. We know that we've got one and we assume that that's enough. This is a big mistake. While having any sort of pension is a good first step, there are many ways to make your...

Setting achievable goals is the key to motivation, and planning a successful retirement is no different. Vague objectives like “I want a comfortable retirement” or “I want to enjoy myself” make it impossible to know if you’re succeeding....

With savings rates at an all-time low, investing your money is the only way to make it grow. Of course, investing is far more complex than saving. The rewards can be much higher but the risks are also greater. Although there is an element...

Making a Will is a vital part of adult life, but a surprising number of people neglect to do it. A recent study found that 31 million UK adults haven't made a Will. This means that nearly half the population are currently at risk of dying...

When it comes to saving for retirement, there is often a debate about the best investment vehicle for your money. Pensions and ISAs (Individual Savings Accounts), offer the opportunity for considerable growth over time. They both offer a...