Integritas Financial Planners - Blog

An inheritance tax is a tax on the estate of someone who has passed away, including their property, money, and any other possessions of notable value. In the UK, the standard inheritance tax rate is 40% on the value of the estate above the...

Offset mortgages are a flexible and potentially cost-saving option that could be the key to paying off your mortgage sooner and reducing your interest payments. But how exactly does an offset mortgage work, and is it the right choice for...

Planning for a long retirement is essential to ensure financial security and peace of mind throughout your later years, and it is best achieved by starting as early as possible.

AI technology like ChatGPT can be a useful tool for a variety of activities, but alas it is not a reliable provider of financial advice. While it can offer generic information on many different financial topics, we must understand the...

Knowing how to save and invest is a big part of financial planning, and it will help you achieve a secure future where you can afford a new home, a new car, or a regular holiday with your family.

As we approach the halfway point of 2024, it’s a good time to reflect on the best financial practices that anyone can employ to safeguard their future.

With a summer general election called, the Conservative party is throwing out a few ideas that might just help them win over a few young voters, and one of their big swings for the fence appears to be the 99% mortgage.

Knowing what to do with multiple pensions needn’t be too complicated a process. Thanks to modern multiple pension rules, consolidating all of your pension pots means you only have to deal with one pension, which makes everything clearer...

Even if you have tried keeping track of your multiple pension plans in the past, you may still be unsure how many small pension pots have been started in your name by a company you once worked for.

Getting your pension plan sorted long before you need it is always a good idea, though it can get a little more complicated when you’re dealing with multiple pension schemes.