Integritas Financial Planners - Blog

Inflation doesn’t just impact daily expenses such as the price of groceries creeping up or household bills stretching budgets thin, it also quietly nibbles away at the value of your savings over time.

Managing finances involves more than keeping an eye on major expenses, and it’s pretty easy to overlook certain inefficiencies that quietly drain your resources. It could be hidden fees or unbalanced investments, or even just missed...

Creating a Will is all about taking control of your legacy and securing your family’s financial future. The benefits of a Will - expertly drafted - include ensuring the people and causes you care about are protected, your assets are...

Heading into your 30s is a big moment in life, with it usually being around this time that you start getting serious about securing your financial future. Your career path is likely taking shape, and you have a good idea of where you’re...

How long you work with a financial adviser will depend a lot on your goals, financial situation and the kind of support you need. At Integritas, we often recommend a longer-term relationship as this approach maximises the value we can...

A Will is obviously a crucial tool for organising your estate, but it’s not the full picture when it comes to safeguarding your family’s financial future. Modern life is complex, with a diversity of assets and relationships, as well as...

An inheritance tax is a tax on the estate of someone who has passed away, including their property, money, and any other possessions of notable value. In the UK, the standard inheritance tax rate is 40% on the value of the estate above the...

Offset mortgages are a flexible and potentially cost-saving option that could be the key to paying off your mortgage sooner and reducing your interest payments. But how exactly does an offset mortgage work, and is it the right choice for...

Planning for a long retirement is essential to ensure financial security and peace of mind throughout your later years, and it is best achieved by starting as early as possible.

AI technology like ChatGPT can be a useful tool for a variety of activities, but alas it is not a reliable provider of financial advice. While it can offer generic information on many different financial topics, we must understand the...